Best Pet Health Insurance for Dogs

Health insurance is not just for us humans. Many dog parents find pet health insurance handy for their fur babies too. 

Pet insurance plans can help you in covering the costs of unexpected vet visits. 

The best part is that these pet insurance plans are usually affordable, and they can potentially save thousands of dollars in unexpected vet bills.

If you could potentially save your fur babies’ life by paying a few dollars each month, would you do it? 

If your answer is yes, here are some of the best pet health insurance companies for dogs.

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pet health insurance

ASPCA Pet Health Insurance


ASPCA Pet Health Insurance has the best offers if you have multiple pets. 

The company aims to help pet parents afford the care that their pets deserve. 

Here are some of their main offers:

  • up to 90% cash back on pet’s covered medical expenses
  • 30-day money-back guarantee
  • manage your account 24/7.

The multiple pet option is the unique selling point of their plans. ASPCA has a 10% discount for any additional pet you want to have covered.

As well as the discounts, ASPCA Pet Health Insurance also lets you adjust your yearly limit. You also enjoy customized reimbursement percentages and deductibles based on your budget.

There’s also a plan that only covers accidents. You may also consider preventative care for regular wellness visits and vaccinations. 

ASPCA also covers alternative therapies, problems in behavior, microchipping, and exam fees. 

Another great thing about ASPCA Pet Health Insurance allows you to enroll your senior pets at any age. Although you might find higher premiums for senior pets. 

Check out ASPCA Pet Health Insurance here.



Figo is a pet insurance company that is proudly designed by pet people for pet people. It’s known as one of the friendliest pet insurers covering alternative treatments for your furry friends. 

The pet insurance offers the following benefits:

  • no upper age limits
  • 30-day money-back guarantee
  • covers cats and dogs
  • 100% possible reimbursements.

The company has flexible plans and Power Ups that let you find the most suitable option for your pet. These plans cover accidents, illnesses, and even wellness. 

They also take care of your dog’s physical examinations and vaccines. Other services include hereditary conditions, cancer treatments, hospitalization, and behavioral health.

While Figo is not available in all states, those who have access can experience flexible customer service and a 30-day money-back guarantee. 

Figo would be our top choice if the company also covers routine wellness and preventative care. 

Find out more about Figo on their website.



Are you looking for a pet insurance company that offers direct payment of expenses? Check out Trupanion. It will pay the vet’s office before you leave, so there’s no need to file a claim anymore.

Here’s why we love Trupanion:

  • 90% reimbursement
  • covers wellness routines and therapy
  • 30-day money-back guarantee.

Trupanion lets you choose the best plan that works for your budget and your dog’s needs. You can pay all deductibles at once or in small increments. 

It’s not true that you must pay a deductible every time you visit the vet. Trupanion promises pet parents that they will help your pet and protect your wallet. 

Although Trupanion only has one plan without payout limits, you still have options for a Recovery and Care Rider and a Pet Owner Assistance Package.

This package assists in paying for pet boarding, lost pets, and liability coverage if your dog damages someone’s possessions.

Learn more about Trupanion here.

Pets Best

pets best

Pets Best is an insurance company for furry friends founded in 2005 with the fastest claim processing. They guarantee owners complete control of how much they want to pay.

The insurance company provides the following benefits:

  • no upper age limits
  • 24/7 helpline
  • direct pay option.

Their main plan covers illnesses and accidents for cats and dogs. There are no age restrictions upon enrollment, so even senior dogs are welcome. 

This plan is available in three levels with different benefits: Essential, Plus, and Elite. Some additional coverage includes examination fees for accidents and rehabilitation. 

You can also choose from their plethora of wellness plans. The company can cover your dog’s microchipping procedure, flea and tick prevention, spaying or neutering, and deworming.

Some people report that it’s difficult for pets to qualify for some illness plans with Pets Best. The company is strict when it comes to analyzing your dog’s medical history and their eligibility for coverage.

Many pet insurance companies do not offer a 24/7 pet helpline, but Pets Best does. If you have inquiries about your plan, feel free to contact them.

Check out Pets Best on their site.

Pet Assure

pet assure

Pet Assure is America’s Top-Rated Veterinary Plan. We love it mainly because it takes less than two minutes to enroll your pet. 

Here’s a list of its main features:

  • covers 25% of all conditions
  • covers pre-existing conditions
  • no waiting periods.

It also covers all types of pets, and there are no annual limits or deductibles. Another thing we love about Pet Assure is that it also pays for pre-existing conditions. 

If you have a lot of pets they offer unlimited plans that will cover all the pets in your home. 

You can also get discounts on veterinary services, including preventive care, illnesses, and accidents.

The downside with Pet Assure is that it’s only available as an employee benefit through your employer. So, if your employer is not signed up you can’t use them.

You can also only use your Pet Assure cover at participating veterinary practices. You can do a search to see if your vet is in the network.

Learn more about Pet Assure here.

Give Your Dog the Best Care

These pet insurance companies not only offer affordable plans, but they also have the best coverage, waiting periods, and deductibles. 

Trupanion offers direct payments to your vet. ASPCA also has the best insurance premium for multiple pets.

Consider what type of pet insurance you want. Should it only cover accidents and illness, or do you need more comprehensive cover?

Remember to always do your research and shop around for the best cover and price.

Please note that DogTrainingMe does not offer professional financial advice. We recommend talking to financial or insurance professionals to get expert guidance specific to your needs.

Find out about how to keep your dog happy and healthy to ensure they are living their best life.